Built for Nigerian business

Move money. Make moves. Grow big.

NYRALINK is a cNGN-powered payment and settlement platform for Nigerian businesses — wallets, merchant collections and a double-entry ledger that keeps blockchain, bank and customer balances in agreement.

≈ 10s
On-chain confirmation
1:1
cNGN to naira
T+0
Settlement option
A Nigerian shopper paying at a supermarket, a local market merchant receiving a payment, and a Northern farmer transacting with a simple phone
cNGN wallets
Instant QR pay
Naira settlement
Live reconciliation
Built for Nigeria
cNGN wallets
Instant QR pay
Naira settlement
Live reconciliation
Built for Nigeria

One platform

Everything a Nigerian business needs to move money.

01

cNGN wallets

Customer accounts with KYC tiers, deposits, withdrawals and instant wallet-to-wallet transfers.

02

Payment links & QR

Merchants collect in seconds, with invoices, refunds, webhooks and API notifications.

03

Naira settlement

Hold cNGN or convert to naira through regulated payout partners on your own schedule.

NYRALINK cNGN wallet showing balance, transfers and recent transactionsBlue and yellow NYRALINK cNGN payment cards

Your money, in motion

One wallet for every everyday move.

Add money, send cNGN, withdraw to your bank or pay by QR. Every amount and fee is clear before you confirm.

Send instantly
Pay by QR
Withdraw to naira
Track every payment
Open your wallet

The first payment loop

From QR scan to naira payout, fully traced.

A blockchain explorer is not an accounting system. Every leg of the loop writes to an internal double-entry ledger so on-chain balances, bank balances and customer liabilities reconcile continuously.

  • Double-entry internal ledger
  • Wallet screening & compliance alerts
  • Continuous three-way reconciliation
  1. 1Merchant creates a payment link or QR
  2. 2Customer pays in cNGN from their wallet
  3. 3Platform confirms the on-chain transaction
  4. 4Merchant gets a receipt and reconciliation record
  5. 5Merchant holds cNGN or requests naira settlement
  6. 6Regulated partner processes the naira payout
“Payments should feel local, instant and completely accountable.”

The principle behind every NYRALINK transaction

24/7
wallet access
1:1
cNGN value
100%
traceable flow
3-way
reconciliation

Share the movement

Invite your network. Grow with every referral.

Open your Nyralink account to get a personal referral link, invite people and businesses, and grow the payment network across Nigeria.

Live in Lagos, Abuja, Kano, Port Harcourt and every major business city.

Get your referral link
Abstract network of connected payment hotspots across Nigeria